How To Open A Non-Resident Nigerian (NRN) Bank Account From South Africa

This blog post provides you with instructions on how to open a non-resident Nigerian (NRN) bank account using Guarantee Trust Bank (GTB) as an example. For emphasis, GTBank allows you to open a bank account online and from outside Nigeria. And in this blog post, I will guide you through the process of opening an NRN bank account in a simple and straightforward approach. You can also listen to this article which I have published on my podcast [AUDIO] Open A Bank Account In Nigeria While Living In South Africa.

Meanwhile, the non-resident Nigerian (NRN) account is a banking product most Nigerian banks offer to Nigerians living overseas. As a result, bear in mind that this step-by-step guide may apply to all the Nigerian banks such as; Access Bank Plc, Diamond Bank Plc, Fidelity Bank Plc, First City Monument Bank Plc, First Bank of Nigeria Limited, Guaranty Trust Bank Plc, Skye Bank Plc, Union Bank of Nigeria Plc, United Bank for Africa Plc, and Zenith Bank Plc.

Step-By-Step Guide For Opening A Non-Resident Nigerian Bank Account Online

• Complete the NRN Application form – Visit your preferred bank’s website to download and complete the necessary application form for a Nigerian bank account for Nigerians living abroad. For example, the GTBank NRN account application form
• Submit a copy of your identification documents – this may either be a valid Nigerian international passport or any other foreign international passport you may possess.- Other accepted forms of personal identification are accepted. These could be a valid National Driver’s license or a valid National Identity Card. You will not be able to open your Nigerian bank account without proof of identity.
• One passport photograph with full face forward.
• Proof of residence – Your utility bill is sufficient, and this could be a copy of your water or electricity bill issued within the last three months with the same address stated on the application form. Alternatively, you could submit a stamped and signed bank statement or credit card statement issued within the last three months showing your address.
• Provide References – This requirement applies only to those applying for Current or Domiciliary accounts. (either i or ii below is sufficient) i. One reference letter obtained from a current account holder (Nigerian) with any Nigerian Bank and a banker’s confirmation .ii. Two reference letters from the Current Account holder (Nigerian) with any Nigerian Bank.
• Certify Your Documents – All your documents have to be certified. The easiest and convenient way to authenticate your document is to visit any South African Police Service (SAPS) Station. Remember: Document certification is a free service in South Africa. Do not pay a bribe to anyone.
• Scan all of your documents.
• Submit all documents via email to nrnaccount@gtbank.com
• If you have questions or difficulties with the application, send an email to GtBank; enquiries@gtbank.com